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Financial Education in Schools

Financial Literacy is an essential life skill, so it is important to start teaching it as soon as possible.


Below you will find resources that can help you develop financial literacy programs in schools.

Resource #1

"Financial literacy is a core life skill for participating in modern society. Children are growing up in an increasingly complex world where they will eventually need to take charge of their own financial future."


Click here to access the OECD portal on fiancial education in schools.

The US National Standards for Financial Literacy provide a framework for teaching personal finance in kindergarten through 12th grade.


The standards contain the areas of knowledge and understanding that are fundamental to personal finance:

  • Earning Income

  • Buying Goods and Services

  • Using Credit

  • Saving

  • Financial Investing

  • Protecting and Insuring


Click here to view the US National Standards by CEE.

Resource #3

Resource #2

For the first time in 2012, the Program for International Student Assessment (PISA) examined 15-year-old students’ performance in financial literacy in the 18 countries and economies that participated in this optional assessment.


Click here to access the PISA findings.

Resource #4

NEFE’s High School Financial Planning Program® (HSFPP) is a financial literacy program specifically focused on basic personal finance skills that are relevant to the lives of pre-teens, teens, and young adults.


Organized into six module topics (planning, borrowing, earning capability, investing, financial services, and insurance), the program includes six topical student guides, an assortment of 45-minute teacher lesson plans, and a growing collection of online resources and learning activities.


Click here to see NEFE's HSFPP.

This course provides the tools necessary to evaluate the wide range of financial decisions individuals make throughout their lifetime. The course is built upon a rigorous foundation. Concepts such as interest compounding and the time value of money, the relationship between risk and return, and the benefits of risk diversification are some simple examples of what is covered in the course. 


Click here to view Prof. Annamaria Lusardi's syllabus for her Personal Finance class taught at undergraduate and graduate levels.

Resource #5

The APEC Guidebook on Financial and Economic Literacy in Basic Education demonstrates how to design and implement learning activities related to financial and economic literacy in primary and lower secondary schools.


Click here to read the guidebook.

Resource #6

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